Cost of Living in Denver Metro: 2025 Breakdown for Families

Denver Metro is one of those places people fall in love with — the sunshine, the neighborhoods, the schools, the lifestyle. But before moving here, it’s important to know what the cost of living actually looks like, especially for families.

Here’s a clear and honest breakdown of what to expect in 2025.

1. Housing

Housing is the biggest budget item. Prices vary depending on the suburb:

• Aurora: more affordable, lots of variety

• Parker: higher but worth it for the schools + community

• Highlands Ranch: established and competitive

• Littleton/Centennial: middle to high range

• Denver proper: depends heavily on the neighborhood

Average home prices tend to be above the national average, but the lifestyle, salaries, and long-term demand help balance that out.

2. Property Taxes

Colorado has relatively low property taxes compared to other states.
This is one of the perks that surprises a lot of relocators from California, New York, or Texas.

3. Transportation

Gas, maintenance, and commuting costs depend on where you live. Many families choose suburbs like SE Aurora or Parker because they offer better access to highways and shorter drives to everyday needs.

4. Childcare and Schools

If you’re in Cherry Creek or Douglas County, public schools are strong enough that many families don’t feel pressure to go private, which helps keep costs down.

5. Groceries + Day-to-Day Living

About average for a major metro. Expect a bit higher cost for dining out but lower costs for outdoor recreation since so much is free.

6. Outdoor Activities

Hiking: free
Parks: free
Public events: often free
Skiing: absolutely not free. (Your wallet has been warned.)

Is Denver Metro worth the cost?

For most families, yes. You’re paying for lifestyle, community, access to nature, and stability. Colorado consistently ranks as one of the best places to raise a family, and living here feels like an investment in your quality of life.

I’ve helped countless families run the numbers and figure out what suburb fits their budget. If you want a personalized breakdown, I’m here for you.